The one general requirement to buying health insurance through APHT is that you are a member in good standing with the Louisiana State Medical Society.
If you are a licensed physician in the state of Louisiana and not currently a member of the Louisiana State Medical Society, you may apply for membership directly on their website.
APHT is regulated as a Multiple Employer Welfare Arrangement (MEWA) by the U.S. Department of Labor and the Louisiana Department of Insurance.
As a MEWA, in order for APHT to offer insurance to its member-employers, the Employee Retirement Income Security Act (ERISA) established that "there must be a bona fide group or association of employers acting in the interest of its employer-members to provide benefits for their employees."
In the case of APHT, that association is the Louisiana State Medical Society (LSMS). Since its formation in 1878, the Louisiana State Medical Society has been the trusted advocate for Louisiana's medical community. Today, LSMS represents 6,000 physicians, residents, and physicians-in-training throughout the state.
The LSMS sponsors the Advantage Physicians Healthcare Trust, and any employer who wants to purchase health insurance with APHT must be a member in good standing with the LSMS.
The LSMS membership requirement only applies to licensed physicians.
Get in touch with our support team to learn more about APHT’s plans, network, and coverage.
